Supplemental insurance provides money for personal expenses when you are injured.
Aflac provides supplemental insurance, life insurance and disability insurance for individuals and those on employee plans with a business. The company's supplemental insurance provides money to pay for expenses when you are injured rather than covering doctors and hospital bills. This can be very helpful for individuals, as injuries often mean they can not work for a period of time. There are many reasons that a user might wish to cancel an Aflac policy, however, and the procedure is fairly straightforward.
Instructions
1. Contact a human resources representative at your company if you have enrolled in an Aflac plan through your employer. In many cases, the plan premium is deducted directly from your paycheck, so it is important to have your employer make the necessary changes in their system, as well as guiding you through the cancellation process. Many employee plans only allow changes to be made during certain periods, or after a major life change, such as marriage. You may be required to wait a certain period of time before you can cancel your policy.
2. Call 1-800-992-3522 to reach Aflac directly by phone if you have enrolled in your plan as an individual, not tied to any specific employer. The representative will note the request for cancellation and send you documentation to sign and either fax or mail back to the company to complete your request in writing.
3. Fill out the required documentation provided by your employer or by Aflac and either return it to your employer or fax or mail the documentation to Aflac as per their specific instructions.
4. Call Aflac or speak to your human resources representative a few weeks after submitting your paperwork to ensure that the policy has indeed been cancelled.
Tips Warnings
Be sure to ask whether canceling your policy includes any payout, and discuss your options for taking the payout or rolling it into another policy.
It is a good idea to find another means of insurance coverage before canceling any existing policy. If you get injured while transitioning to another policy, you may not be covered.
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